**Title: Understanding the Calculation of Withholding Tax – Video 3**
Welcome to the channel dedicated to helping you manage your wealth effectively. In this video, we will delve into the topic of withholding tax and how your tax rate is determined based on your income and household. For a more detailed understanding, you can also check out the article I’ve written on the subject: [Source](https://www.linkedin.com/pulse/pr%C3%A9l%C3%A8vement-%C3%A0-la-source-jean-bergue). Enjoy!
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**Keywords/Tags**: patrimoine, gestion de patrimoine, formation, gestion, conseil, gestion privée, placement, salaires, assurance vie, apprendre, comprendre, gestpat, jean bergue, jean, bergue, famille, personnel, gérer, apprenez à gérer votre patrimoine, taux, prélèvement à la source, taux de prélèvement à la source
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Are you looking to gain a deeper understanding of how withholding tax works? Look no further! In this video, we will explore the intricate calculations behind determining your withholding tax rate based on your income and household.
Before we dive into the details, it’s important to grasp the concept of “foyer fiscal,” which refers to your tax household. Whether you are single or have a spouse and children, your tax household consists of you, your spouse, and any dependent children. Understanding this definition will provide a solid foundation for comprehending the calculation process.
Let’s break it down with a practical example. Assume you have an income of €25,000, your spouse earns €35,000, and you also have additional property income of €15,000. In total, your tax household’s combined income amounts to €75,000. The tax administration will utilize this total income figure as the basis for determining your tax rate.
Now, let’s explore the options available for adjusting or “modulating” your tax rate. By default, if no action is taken, the administration will apply a standard rate based on the total income of your tax household, equally divided between you and your spouse. However, three possibilities exist for tweaking this rate to suit your individual circumstances.
The first option is the “neutral rate.” This is particularly useful for salaried individuals who do not wish to disclose their other sources of income to their employer. By opting for the neutral rate, your employer will only consider the wages they pay you while calculating the withholding tax. It is important to note that your other sources of income, such as property rental, will not be taken into account by your employers.
The second option is an “individualized rate.” Let’s say you earn €15,000, while your spouse earns €100,000. In such cases where there is a significant income disparity, selecting the individualized rate allows you to have a tax rate applied solely based on the proportion of your income. Your spouse’s income will similarly be subject to a tax rate based on their proportion of the total income. This option is beneficial for those with substantial income differences within their tax household.
The third and final option is to choose no specific adjustment to your tax rate. This means that the administration will automatically apply the default rate based on your tax household’s total income, divided equally between you and your spouse.
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**Title: Understanding the Calculation of Withholding Tax – Video 3**
Welcome to the channel dedicated to helping you manage your wealth effectively. In this video, we will delve into the topic of withholding tax and how your tax rate is determined based on your income and household. For a more detailed understanding, you can also check out the article I’ve written on the subject: [Source](https://www.linkedin.com/pulse/pr%C3%A9l%C3%A8vement-%C3%A0-la-source-jean-bergue). Enjoy!
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**Keywords/Tags**: patrimoine, gestion de patrimoine, formation, gestion, conseil, gestion privée, placement, salaires, assurance vie, apprendre, comprendre, gestpat, jean bergue, jean, bergue, famille, personnel, gérer, apprenez à gérer votre patrimoine, taux, prélèvement à la source, taux de prélèvement à la source
—
Are you looking to gain a deeper understanding of how withholding tax works? Look no further! In this video, we will explore the intricate calculations behind determining your withholding tax rate based on your income and household.
Before we dive into the details, it’s important to grasp the concept of “foyer fiscal,” which refers to your tax household. Whether you are single or have a spouse and children, your tax household consists of you, your spouse, and any dependent children. Understanding this definition will provide a solid foundation for comprehending the calculation process.
Let’s break it down with a practical example. Assume you have an income of €25,000, your spouse earns €35,000, and you also have additional property income of €15,000. In total, your tax household’s combined income amounts to €75,000. The tax administration will utilize this total income figure as the basis for determining your tax rate.
Now, let’s explore the options available for adjusting or “modulating” your tax rate. By default, if no action is taken, the administration will apply a standard rate based on the total income of your tax household, equally divided between you and your spouse. However, three possibilities exist for tweaking this rate to suit your individual circumstances.
The first option is the “neutral rate.” This is particularly useful for salaried individuals who do not wish to disclose their other sources of income to their employer. By opting for the neutral rate, your employer will only consider the wages they pay you while calculating the withholding tax. It is important to note that your other sources of income, such as property rental, will not be taken into account by your employers.
The second option is an “individualized rate.” Let’s say you earn €15,000, while your spouse earns €100,000. In such cases where there is a significant income disparity, selecting the individualized rate allows you to have a tax rate applied solely based on the proportion of your income. Your spouse’s income will similarly be subject to a tax rate based on their proportion of the total income. This option is beneficial for those with substantial income differences within their tax household.
The third and final option is to choose no specific adjustment to your tax rate. This means that the administration will automatically apply the default rate based on your tax household’s total income, divided equally between you and your spouse.
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Sources:
– [LinkedIn](https://www.linkedin.com/pulse/pr%C3%A9l%C3%A8vement-%C3%A0-la-source-jean-bergue) (Jean Bergue’s article)
Bonjour à tous,
Bienvenue sur la chaîne pour apprendre à gérer votre patrimoine
Nous commençons par une série de 4 vidéos sur le prélèvement à la source.
Dans cette 3ème vidéo, nous allons voir comment est déterminé votre taux de prélèvement en fonction de vos revenus et de votre foyer fiscal.
Si vous voulez renter plus dans les détails, vous pouvez aller voir l’article que j”ai rédigé sur le sujet : https://www.linkedin.com/pulse/pr%C3%A9l%C3%A8vement-%C3%A0-la-source-jean-bergue
Enjoy it!
Bonjout, super claire n-1
Vous étiez le plus clair je vous remercie infiniment Bon courage !!!
MERCI