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**Disclaimer:**
The content of this video is meant for educational and entertainment purposes. It is important to make financial decisions that are suitable for your own circumstances.
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## Video Description:
In this video, Chris Norlund exposes and discusses a scam being promoted by a YouTuber named Graham Stefan. Graham Stefan is known for promoting questionable financial schemes and is currently involved in a new scam. Chris reviews the details of the scam, its predatory nature, and the potential risks associated with it.
The scam being promoted by Graham Stefan’s other channel, the “Ice Coffee Hour,” is called “Fund and Grow.” It promises easy access to business credit of $250,000, which can be used for various get-rich-quick schemes such as online shopping, dropshipping, or real estate investments.
However, upon further investigation, it becomes clear that the scam involves stacking credit cards to take advantage of introductory interest rates. Graham Stefan and his associates encourage individuals to amass a large number of credit cards, exposing them to potential financial risks and high-interest rates in the future.
The business model of “Fund and Grow” preys on unsuspecting individuals, similar to the practices that contributed to the financial crisis. They charge a fee of $4,000 for their services, further exploiting vulnerable individuals.
Chris Norlund expresses concern for the young audience targeted by these financial predators. Many young individuals are lured into these scams, enticed by promises of easy money and a glamorous lifestyle. However, Chris emphasizes the importance of being aware of the potential consequences and urges caution when it comes to financial decisions involving credit cards and risky schemes.
As part of his mission to educate and protect viewers, Chris exposes these scams and presents alternative viewpoints to the popular narrative. While it might be more enticing to believe in the allure of quick riches, Chris aims to provide a counterbalance and shed light on the potential dangers associated with such schemes.
It is crucial to question the legitimacy of get-rich-quick schemes and recognize the responsibility of content creators to prioritize the financial well-being of their audience. By sharing these warnings and insights, Chris hopes to empower viewers to make informed decisions and avoid falling victim to scams like the one promoted by Graham Stefan and his associates.
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Lmao this is insanity – selling you ideas on how to suffocate in debt
I looked more into it. The reason its a scam is because they charge a 9% fee for all the loans you apply for & destroy your credit. The problem is you can apply for those lines without them without paying the 9% fee. They pretty much charge you 9% for a tiny bit of convenience.
Well done on raising awareness of sites targeting vulnerable victims Chris
Right that guy is a dummy. Great content! Fight the good fight! YouTube Clowns, avoid them guys.
I've used Fund & Grow as a customer and had a great experience. They're a great company.
Also, the sports betting isn't about picks. It's partnering with a syndicate. You don't even give them any money lol. They just need access to accounts. If you actually cared about the truth and not your nonsensical claims, you could have asked me and I'd be glad to explain to you what it is.
some of these guys post the same subject videos on the same day not talking about this video
Why does he need other ppl’s money if he makes money from sports gambling; if he knew the outcome just bet on it everytime 🎉😂😅
It’s a Ponzi scheme on top of a Ponzi scheme on top of a Ponzi scheme & one day sooner then later it’ll all come crashing down!!! 🙈
I'm glad I'm not interested in being cool. I just want to be as financially free as I can be without debt.
Im sick of these guys showing up everywhere. Especially Graham. He’s such a sleazy snake and a clown. As for spencer. Def irrelevant.
Graham Stephen is a one trick pony that creates the same videos on and over again.He's mega skammer too. Meeting Kevin is a skammer too and ramsey gordon as well. That's who graham considers role models and surrounds himself with.
These scumbags are the lowest of the low 🤬 we see vulnerable ppl they see opportunity's 😢👊
Wow that's super disappointing
Chris, Thank You for exposing these Fraudsters in Las Vegas, NV.
So disappointed in Graham, I loved him and his videos through the pandemic.
These guys are complete idiots, haha
People tend to get angry and unhinged if you scam them of their money. Just look at what happened to the Houston parking lot scammer. Make your money legitimately.
While a horrible plan for most people, taking on debt is really the only way to increasing one's net wealth. Notice I said "net wealth" and not "net worth" and it was on purpose because IMHO, as your net wealth increases it doesnt mean your net worth does as well. A poor person that is civil in society has a higher net worth than many millionaires that are complete doosh bags.
I actually did the credit card thing in 2007-08 as the economy and stock market was crashing and was able to buy some Ford Stock at $0.99/share. Again, I wouldnt recommend doing it for most people.
i saw someone else promote this in 2019. crazy its been around for around 3 years. think about all the people who took out the loans in 2019-2022. imagine if they lost the 250k and now have variable interests on it.